Phillip Herron, a single parent of three, battled a mountain of debt. He committed suicide because he could see no way out. He was in his last moments when this shot was taken.
A payday loan he had requested for was delayed, which exacerbated his financial position. There was a five-week hold period for this loan. Tragically,
Herron’s bank account balance was only $4.61 when he passed away. He was completely ensnared and despondent at this moment.
Herron never told anybody about his issues, thus no one in his life, even his loved ones, knew what he was going through.
Santa Claus wouldn’t be making his annual visit that year, which was already a devastating blow to the family’s spirits.